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Festival offer 10% of every bike first party insurance
MNIA SERVICES
IRDAI Licensed POSP

Insurance Plans

Compare 8 types of insurance from 50+ insurers. Pick what fits your life — we'll handle the rest.

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Motor Insurance

Motor Insurance

Save 75% on renewals

Comprehensive car insurance with zero-depreciation, roadside assistance, engine protection, NCB protection.

Starting₹2,500/year
CoverVehicle IDV
Claim Ratio94.1%
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Motor insurance is mandatory in India under the Motor Vehicles Act. Third-party (TP) is the bare minimum — covers damage to others. Comprehensive insurance covers your car too — accidents, theft, natural calamities, fire, riots. Add-on covers like zero-depreciation, engine protection, roadside assistance, and consumables make a real difference at claim time. NCB (No Claim Bonus) gives you discounts up to 50% on renewal if you don't claim.

Key Benefits:
  • ✓Zero-depreciation cover
  • ✓24x7 roadside assistance
  • ✓Engine protection cover
  • ✓Return-to-invoice (RTI) for new cars
  • ✓Key replacement cover
  • ✓NCB protection (preserve discount on claim)
Ideal For:
  • ★All car owners (mandatory)
  • ★New car buyers
  • ★Luxury car owners
  • ★Daily commuters
  • ★Families (multiple cars)
Documents Needed:
  • 📄RC book (Registration Certificate)
  • 📄Driving license
  • 📄Last policy copy (renewals)
  • 📄Aadhaar / PAN
  • 📄Vehicle photos (for inspection)
Two-Wheeler Insurance

Two-Wheeler Insurance

Bike & scooter cover

Comprehensive cover for two-wheelers. Theft, accident, third-party, personal accident cover for owner-rider.

Starting₹600/year
CoverVehicle IDV
Claim Ratio93.5%
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Two-wheeler insurance is mandatory in India. Third-party covers damage to others (mandatory). Comprehensive covers your bike too — accidents, theft, natural calamities, fire. Personal Accident cover for owner-rider is now mandatory (₹15L sum insured). Add-ons like zero-depreciation, engine protection, roadside assistance significantly improve your cover at claim time. NCB on renewals up to 50% discount.

Key Benefits:
  • ✓Comprehensive cover (own damage + TP)
  • ✓Personal accident cover (₹15L mandatory)
  • ✓Zero-depreciation add-on
  • ✓Roadside assistance
  • ✓NCB protection
  • ✓Return-to-invoice for new bikes
Ideal For:
  • ★All two-wheeler owners (mandatory)
  • ★New bike buyers
  • ★Daily commuters
  • ★Weekend riders
  • ★Delivery riders / gig workers
Documents Needed:
  • 📄RC book
  • 📄Driving license
  • 📄Last policy (renewals)
  • 📄Aadhaar / PAN
  • 📄Vehicle photos

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