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Festival offer 10% of every bike first party insurance
MNIA SERVICES

MNIA SERVICES — 2022

Why Choose Us

Trusted & Experienced

Years of happy customers who keep coming back.

Fast & Reliable

We do what we say, on time, every time.

Fair & Honest

Clear pricing and no hidden surprises.

What Our Customers Say

”
★★★★★

“Great service and genuinely helpful people. Would recommend to anyone.”

A
A happy customer
”
★★★★★

“Fair prices and quality work. I keep coming back.”

A
A regular customer
”
★★★★★

“Smooth from start to finish. Exactly what I was looking for.”

A
A first-time customer

Get Your Premium Estimate

Indicative quote in 30 seconds. Final premium confirmed by insurer after underwriting.

⚖️ IRDAI Disclaimer: *This is an indicative estimate based on average premiums for non-smoker, healthy applicants. Actual premium depends on age, gender, smoking status, health declaration, occupation, sum insured, riders selected, and insurer underwriting. Get exact premium from our advisor — no obligation, no fees.

1865
₹5L₹5 Cr
5 yrs40 yrs
Get Final Quote
Indicative Annual Premium
₹9,500
Monthly EMI option₹792
You save vs. direct application~40%
Estimate only. Final premium confirmed by insurer after underwriting.

Why Choose MNIA SERVICES?

Independent advice + great-value premiums + ongoing claim assistance. Free for customers.

50+ Insurer Partners

Compare premiums from LIC, ICICI Pru, HDFC Life, Bajaj Allianz, Star Health & more — in one place

Premiums Compared

Compare premiums from many insurers side by side and choose what fits your budget.

Claim Support

We don't disappear after the sale — we help you with claims when you need it.

100% Transparent

No hidden charges, no commission disclosure surprises. We explain every term, every clause.

Personal Advisor

Dedicated relationship manager who knows your needs and follows up.

Claims Support

We stand with you at claim time — documentation to settlement, end to end.

Get Insured in 4 Easy Steps

From quote to policy — we handle everything for you. Free of cost.

01

Tell Us Your Needs

Quick 2-min form to understand your age, family size, and cover needs

02

Compare 50+ Plans

We show you the best plans with side-by-side comparison

03

Choose & Pay Online

Select your plan and pay directly to the insurer — no middleman

04

Policy Delivered

Soft copy in 24 hrs. Hard copy at your doorstep in 7 days

Claims Settled. Lives Touched.

I am very happy with MNIA Services! My bike insurance claim was successfully settled. Thank you, Mohd Nadeem, for your excellent service and support. Highly recommended!

Claim Settled₹14k

“After my father's sudden illness, our family was overwhelmed. Bharat Insurance Hub stayed with us through every step — settled the claim in just 7 days. Forever grateful.”

Mr Sameer Ahmed
Hardoi • Honda hornet 160cc
Claim Settled₹21500

“My son's emergency surgery was completely cashless. The team coordinated with the hospital directly — I didn't have to worry about a single rupee. Stress-free experience.”

Mrs. Priya Iyer
Kanpur • Bike insurance
New India
Claim Settled25k

“Best service ”

Muku
New delhi • Scooty insurance
Digit vehicle insurance

50+ Partner Insurers

We work with India's leading insurance companies — life, health, general.

New India Assurance
Digit
Liberty
National insurance
Bajaj Allianz
ICICI Lombard
IFFCO tokio
HDFC ERGO
IndusInd
Zurich Kotak
Chola MS
SBI GENERAL

Watch Customer Stories

Customers share how their policy helped during tough times.

Our Impact in Numbers

5,000+
Lives Covered
₹500 Cr+
Cover Issued
₹50 Cr+
Claims Settled
4.9/5
Customer Rating

Frequently Asked Questions

Everything you wanted to know about insurance — answered honestly.

An agent represents the insurer (sells one company's products). A broker represents YOU and compares plans from many insurers. IRDAI regulates both. Ask us how we work and which insurers we compare.
No. Our advisory and claim-assistance services are completely free for customers. We are compensated by the insurer only when you decide to buy a policy through us — same commission they'd pay an agent.
Term insurance: soft copy in 24-48 hours, hard copy in 7 days (if no medical needed). Health insurance: instant policy issuance for most plans. Motor: instant. ULIPs and large-cover policies may take longer due to underwriting.
Basic documents: PAN card, Aadhaar, address proof, age proof, income proof (last 2-3 years ITR or salary slips), bank statements (last 3-6 months). Health declaration form. Specific requirements vary by insurer — we guide you through the exact list.
We compare plans from several insurers so you can choose with confidence.
CSR is the % of claims an insurer settled in a year vs. claims received. Higher = better. We only recommend insurers with CSR above 95%. The CSRs shown on this site are from IRDAI Annual Report 2023-24.
No. Insurance applications are NOT credit inquiries. They don't appear on your credit report. Insurance underwriting checks your health and age — not your credit history (except some life insurance for very high covers, which is rare).
Yes. Most policies have a 15-day free-look period (from policy receipt). Within this window, you can cancel for any reason and get a refund minus stamp duty. After that, cancellation rules vary by policy and insurer.
Both. Most policies are sold completely online — you can compare, get quote, pay, and receive policy without meeting anyone. For high-value or complex policies (e.g., ₹2 Cr+ term, NRI cases), our advisor will call you for a 15-min consultation.
Most insurers offer a 30-day grace period after the due date — you can still pay without policy lapse. Beyond that, the policy may lapse. For life insurance, you can usually revive within 2-5 years by paying due premiums + interest + a fresh medical.
Yes. Term life premiums qualify for 80C deduction up to ₹1.5L per year. Health insurance premiums qualify for 80D — up to ₹25K (self/family below 60) + ₹50K (parents above 60). Critical illness riders also qualify for 80D.
If you have a grievance, first contact our grievance officer (details in footer). If unresolved in 15 days, escalate to the insurer. Still unresolved? File a complaint at https://igms.irda.gov.in/ — IRDAI's official grievance portal. We'll help you at every step, free.

Ready to Protect What Matters Most?

Get a free, no-obligation quote in 60 seconds. No spam calls, no hidden fees, no pressure.

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